Consumer Car Loans
This is the loan to choose so that you can buy the Subaru of your dreams. It's available for new and used cars where the vehicle is for personal use. The maximum allowable age of a used vehicle at the end of the loan is 12 years
How it works
You choose your new car in the Subaru dealership, the Business Manager at the dealership submits your finance application, and once you’re approved1 you drive away in your new Subaru!
What’s in it for you?
You own your car from the start of the loan and in some cases a Subaru Finance Car Loan can also cover insurance (we also offer Subaru Insurance) and on-road costs. And remember, we offer: fixed repayments, 100% finance (to approved applicants) and rates lower than most personal loans because we use the car as security.
Business Car Loans
Lots of business guests choose Subaru Finance to provide finance for their vehicles. We offer a range of finance products for all types of new and used vehicles including cars: 4WD's, Ute's and vans.
There may also be tax benefits where the car is used for business purposes. Make sure you talk to an accountant or tax advisor to find out about the tax benefits associated with our range of business products.
Chattel mortgages for business
With a Chattel Mortgage you own the vehicle from the date of purchase. We then register our security interest over that vehicle. You own the vehicle from the start of the agreement. If approved, pay no deposit and get 100% finance.
Commercial hire purchase for business
With commercial hire purchase, Subaru Finance owns the vehicle and then we hire it to you. When the final payment is made, full ownership of the vehicle passes to you. This means you have the freedom to use the vehicle while you’re making your instalment payments.
Finance lease for business
With a Finance Lease, Subaru Finance buys the vehicle and leases it to you. You then make regular lease payments to use it. At the end of the lease term you return the vehicle, or we may make you an offer to purchase the vehicle.
A novated lease is available for employees who have the option of salary packaging their leasing rentals. Your employer pays the rental payments to Subaru Finance and you enjoy full use of the motor vehicle.
1 Subject to meeting Macquarie’s eligibility criteria.
*Available to ABN holders where the vehicle will be used predominantly for your business (more than 50%).
Finance provided by Macquarie Leasing Pty Limited ABN 38 002 674 982 (Australian Credit Licence No. 394925), subject to its credit assessment criteria. Fees and charges are payable. Full conditions available on application. Subaru Finance is a registered business name of Macquarie Leasing Pty Ltd ABN 38 002 674 982 (Australian Credit Licence 394925) and is used under licence.